If you use artificial intelligence a few times a week (to draft an email, prepare a budget, or summarize a document), you've probably wondered whether it's really worth paying a fixed monthly fee. For many people, the answer is no.
In this article, we explain how prepaid AI works, how much you can save, and when a subscription is a better option for you.
The Problem with Subscriptions
The paid versions of the most popular AI assistants cost about $20 a month each. If you also use several tools, the fees add up: one for chat, another for images, another for transcription…
The problem isn't the price itself, but rather that You pay the same whether you use it a lot or a little. You get the most out of a busy month; during a quiet month, you pay the same. And in many Latin American countries, a fee in dollars is a considerable expense.
What Is Prepaid AI?
The idea is the same as that of a transit card or a cell phone balance: You buy credits and use them when you need them. Each answer deducts a few credits depending on its length and the plan you choose. No fees, no minimum contract term, and no surprises.
With TOKIFY, for example:
- You can see how many credits each answer costs and keep track of your spending day by day.
- You can choose from several AI models within the same chat.
- You have tools ready for specific tasks: quotes, responses to customers, sales copy, and administrative tasks.
How much can you save? An example
Imagine you see about 10 patients a day, Monday through Friday: about 200 a month.
- With a subscription: about $20 a month, whether you use them or not.
- With TOKIFY: A typical consultation costs about 4 credits under our standard pricing model, so 200 consultations amount to about 800 credits—a small portion of our 5,000-credit package for 5 €.
The savings depend on how much you use AI and the length of your queries, but for moderate use, the difference is significant.
Who stands to benefit?
Let's be honest: prepaid plans aren't for everyone.
This is a good fit for you if:
- You use AI occasionally or irregularly.
- Are you self-employed or do you own a small business, and do you want to keep track of every expense?.
- You don't want to commit to another monthly subscription.
- Do you want to try out several models without paying multiple installments?.
A subscription might be a better fit for you if you use AI very intensively for hours every day, or if you need features that are exclusive to a specific platform.
A bonus: your privacy
When you message an AI, your messages are sent to the provider's servers. At TOKIFY, we've added two security measures at no additional cost:
- Privacy Shield: Before sending your message, we automatically hide your ID number, email address, phone number, IBAN, and credit/debit card information. The AI uses placeholders, and you see the response with your actual information.
- Private mode: With one click, the conversation is not saved.
How to Get Started
- Create your free account at tokify.online. We're giving you 200 credits to try it out.
- Open the chat or a tool and schedule your first appointment.
- If you're convinced, top up the plan you need. No monthly fees.
Frequently Asked Questions
Do credits expire? No: They don't expire as long as your account is active.
What AI models can I use? Several top models, and you can switch between them in the same chat.
Do I have to insert my card to try it out? No. Create your account, use the gift credits, and decide later.
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