If you use artificial intelligence a few times a week (to draft an email, prepare a budget, or summarize a document), you've probably wondered whether it's really worth paying a fixed monthly fee. For many people, the answer is no.

In this article, we explain how prepaid AI works, how much you can save, and when a subscription is a better option for you.

The Problem with Subscriptions

The paid versions of the most popular AI assistants cost about $20 a month each. If you also use several tools, the fees add up: one for chat, another for images, another for transcription…

The problem isn't the price itself, but rather that You pay the same whether you use it a lot or a little. You get the most out of a busy month; during a quiet month, you pay the same. And in many Latin American countries, a fee in dollars is a considerable expense.

What Is Prepaid AI?

The idea is the same as that of a transit card or a cell phone balance: You buy credits and use them when you need them. Each answer deducts a few credits depending on its length and the plan you choose. No fees, no minimum contract term, and no surprises.

With TOKIFY, for example:

  • You can see how many credits each answer costs and keep track of your spending day by day.
  • You can choose from several AI models within the same chat.
  • You have tools ready for specific tasks: quotes, responses to customers, sales copy, and administrative tasks.

How much can you save? An example

Imagine you see about 10 patients a day, Monday through Friday: about 200 a month.

  • With a subscription: about $20 a month, whether you use them or not.
  • With TOKIFY: A typical consultation costs about 4 credits under our standard pricing model, so 200 consultations amount to about 800 credits—a small portion of our 5,000-credit package for 5 €.

The savings depend on how much you use AI and the length of your queries, but for moderate use, the difference is significant.

Who stands to benefit?

Let's be honest: prepaid plans aren't for everyone.

This is a good fit for you if:

  • You use AI occasionally or irregularly.
  • Are you self-employed or do you own a small business, and do you want to keep track of every expense?.
  • You don't want to commit to another monthly subscription.
  • Do you want to try out several models without paying multiple installments?.

A subscription might be a better fit for you if you use AI very intensively for hours every day, or if you need features that are exclusive to a specific platform.

A bonus: your privacy

When you message an AI, your messages are sent to the provider's servers. At TOKIFY, we've added two security measures at no additional cost:

  • Privacy Shield: Before sending your message, we automatically hide your ID number, email address, phone number, IBAN, and credit/debit card information. The AI uses placeholders, and you see the response with your actual information.
  • Private mode: With one click, the conversation is not saved.

How to Get Started

  1. Create your free account at tokify.online. We're giving you 200 credits to try it out.
  2. Open the chat or a tool and schedule your first appointment.
  3. If you're convinced, top up the plan you need. No monthly fees.

Frequently Asked Questions

Do credits expire? No: They don't expire as long as your account is active.

What AI models can I use? Several top models, and you can switch between them in the same chat.

Do I have to insert my card to try it out? No. Create your account, use the gift credits, and decide later.


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